Why is it that of all the things my partner and I have been through over the past months, the idea of combining our finances seems to be one thing that causes the most apprehension? Getting together was exciting, moving into our apartment was a thrill, knowing that we're having a baby together has been nothing short of daily happiness and anticipation...
But tonight, as we had a long and detailed discussion of how to begin combining our finances, I suddenly felt my heart beating in my chest - and I got a little nervous! It wasn't a fear of things not working out or the complications that can come with joining together multiple bank accounts... I think it was the fear of money - and the profit (or more realistically, the debt!) that surrounds that money.
No one talks about money - my family certainly didn't discuss how much of it we had or didn't have while I was growing up; my friends and I dance around the subject not really feeling comfortable discussing whether or not we got that raise we wanted and for how much; and my partner and I really didn't discuss it either... until tonight.
There's the notion of who has a bigger salary, who has more debt, what bills you consider "required" and what you consider "discretionary", figuring out how much your joint monthly income is and what your joint monthly expenses are... and then, there's actually putting a system in place to voluntarily SHARE those incomes and expenses. To say what's yours is mine and what's mine is yours...
I suppose they're just different parts of the same whole: joining your heart & head; and then - with or without trepidation - your money. Profits and debts included.